T.I.P.S.

This past Wednesday I had the opportunity to speak to about 30 insurance agents (some new and some not so new) regarding how we present out products. I decided to start the class with a very funny youtube piece that I found the morning of my class. The comedian's name is Tom Megalis, a live on the edge freelance performer/animator guy who nailed the experience on obtaining individual health insurance on its roaring head! All you have to do is go to www.youtube.com and type in the search engine either health insurance or his name and let me tell you he was so funny (somewhat risqué) but all the same I felt like I knew his "pain." The T.I.P.S. I gave to them was to please be quiet and listen to all of you. I also reminded them that you as a public will tell us what you want in your health insurance coverage, and I as the “Insurance Lady” as one of my client’s son call me would tell you what you deserve. Harsh? You betcha! There is no reason (unless you are truly sick or are a hypochondriac) to have unlimited doctor office co pays of $10, $20 or $30 dollar a visit. There is no reason to have a low deductible of under $5000 because there are benefits that we can add on to pay for your entire out of pocket in case of any accidents or critical illnesses that may occur. If we are trimming our use of all environmental issues to save the world, cutting back on credit card spending and excessive rewards being paid to high paid executives then it is time to do the same with our health care or we will not have it any longer. It is a dying breed. So please, call me, email me, send me a pigeon with a note but at least respond. You have asked for solutions and I have them! Peace, Margie